This California Privacy Notice (“Notice”) supplements the information contained in our general Privacy Policy and applies solely to residents of the State of California (“consumers” or “you”). This Notice is provided pursuant to the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA/CPRA”).
This Notice describes how Cuantico Insurance Agency (“Agency,” “we,” “us,” or “our”) collects, uses, discloses, retains, and processes personal information of California residents, and explains the rights California residents may have under applicable law.
Applicability of This Notice
Certain personal information collected by us may be exempt from the CCPA/CPRA because it is regulated by other applicable federal or state laws, including but not limited to the Gramm-Leach-Bliley Act (“GLBA”) or the Driver’s Privacy Protection Act (“DPPA”). In such cases, this Notice does not apply to information subject to those exemptions.
Categories of Personal Information We Collect
We may collect the following categories of personal information from consumers:
- Identifiers, such as name, postal address, email address, telephone number, IP address, and online identifiers.
- Commercial information, including records of products or services purchased, obtained, or considered.
- Internet or electronic network activity information, including browsing history, search history, app usage, and interactions with our website or advertisements.
- Geolocation data, including approximate location information inferred from IP address or device information.
- Professional or employment-related information, if voluntarily submitted.
- Inferences drawn from personal information to create profiles reflecting preferences, interests, or behaviors.
We do not knowingly collect sensitive personal information for the purpose of inferring characteristics about consumers.
Sources of Personal Information
We may collect personal information from the following sources:
- Directly from consumers.
- Automatically through your interaction with our website, applications, or services.
- Advertising networks.
- Internet service providers.
- Data analytics providers.
- Operating systems and platforms.
- Social networks and marketing partners.
- Service providers and contractors.
Purposes for Collecting and Using Personal Information
We may collect, use, disclose, or otherwise process personal information for the following business or commercial purposes:
- Providing products and services.
- Processing transactions and maintaining accounts.
- Responding to inquiries and customer service requests.
- Improving and developing our products, services, systems, and website functionality.
- Conducting analytics, auditing, research, and internal business operations.
- Detecting security incidents and protecting against fraud or unlawful activity.
- Marketing and advertising our products and services.
- Complying with legal obligations and enforcing our legal rights.
- Facilitating corporate transactions, including mergers, acquisitions, or asset sales.
- Creating aggregated or deidentified information where permitted by law.
We may also use personal information for additional purposes disclosed at or before the time of collection, or as otherwise permitted by applicable law.
Disclosure of Personal Information
We may disclose personal information to the following categories of third parties:
- Service providers and contractors that perform services on our behalf.
- Advertising and marketing partners.
- Analytics providers.
- Affiliates and subsidiaries.
- Professional advisors, including legal, accounting, and insurance providers.
- Government authorities or other parties where required by law or necessary to protect rights and safety.
Sale or Sharing of Personal Information
Under California law, certain disclosures of personal information for advertising or analytics purposes may constitute a “sale” or “sharing” of personal information, even if no monetary payment is exchanged.
We do not knowingly sell or share personal information of consumers under 16 years of age.
California residents have the right to opt out of the sale or sharing of their personal information. To exercise this right, please contact us using the information provided below.
Retention of Personal Information
We retain personal information only for as long as reasonably necessary to fulfill the purposes for which it was collected, including for legal, accounting, compliance, dispute resolution, and recordkeeping purposes.
Retention periods are determined based on the nature of the information collected, operational necessity, legal obligations, and risk considerations.
California Privacy Rights
Subject to certain exceptions and limitations under applicable law, California residents may have the following rights:
- The right to know the categories and specific pieces of personal information we collect, use, disclose, sell, or share.
- The right to request deletion of personal information collected from you.
- The right to correct inaccurate personal information.
- The right to opt out of the sale or sharing of personal information.
- The right to limit the use and disclosure of sensitive personal information, where applicable.
- The right to data portability.
- The right not to receive discriminatory treatment for exercising privacy rights.
Exercising Your Rights
You or your authorized agent may submit a verifiable consumer request by contacting us at:
Email: [email protected]
Website: www.cuanticoinsurance.com
We may need to verify your identity before processing your request. Verification procedures may vary depending on the nature of the request and the sensitivity of the information involved.
We reserve the right to deny requests where permitted by law, including where we are unable to verify identity or where an exemption applies.
Authorized Agents
Authorized agents submitting requests on behalf of a consumer must provide proof of authorization and sufficient information for us to verify both the agent’s authority and the consumer’s identity.
Non-Discrimination
We will not unlawfully discriminate against you for exercising any rights provided under the CCPA/CPRA.
Changes to This Notice
We may update this California Privacy Notice from time to time at our discretion. Any changes will become effective upon posting the updated Notice on our website with a revised effective date.
Contact Information
If you have questions regarding this Notice or our privacy practices, please contact us at:
Email: [email protected]
Website: www.cuanticoinsurance.com